What you should know about fixed-rate credit cards
When interest rates rise, so could the rate you pay on your variable-rate credit card. With a fixed-rate card, your rate is locked in.
Read More →When interest rates rise, so could the rate you pay on your variable-rate credit card. With a fixed-rate card, your rate is locked in.
Read More →Credit card interest can come in many forms and is calculated based on a unique formula. Whether you’ve had credit cards for years or are planning to get your first one, here’s everything you need to know about credit card interest, including how to avoid it.
Read More →A handful of credit cards offer cellphone protection covering loss or damage. Policy details and exclusions vary, but, in general, you must use a credit card that includes the coverage to pay your cellphone service provider’s bill.
Read More →The Fair Credit Billing Act provides recourse in case you paid for a service you didn’t receive, though the situation is more ambiguous than receiving goods.
Read More →
Media reports show the 14 credit card issuers that dominate the U.S. card market trimmed users’ credit limits by a collective $99 billion in 2020. That’s equivalent to cutting $2,000 in financing to 50 million cardholders.
Read More →Residual interest is the interest that’s accrued on an unpaid credit card balance in the time that you’ve not been paying it. Read to learn how it works, and how you can avoid paying it.
Read More →Small companies may not have a lot of resources at their disposal to fight credit card fraud. But whether you have one employee or 100, card fraud can hurt you. Here are some ways that you can lower your risk.
Read More →Qualifying for a credit card can be a challenge if you have damaged credit or a short history of using credit. But there is an option if you can’t qualify for a traditional credit card: secured credit cards. Read on to learn about how they can help you build credit.
Read More →Data show delinquencies remained near all-time lows in Q4 2020, due in part to hardship programs enacted by financial institutions and the government. Experts weigh in on what’s to come in 2021.
Read More →How many credit cards does the average American have, and what types do they have? We’ve compiled industry statistics to answer those questions and more about who’s carrying what cards.
Read More →